The table below compares the credit company’s loan offer, using criteria such as loan amount, monthly payment, loan costs, annual interest rate, term. The annual interest rate is calculated on the condition that the borrower borrows repeatedly, so the activation fee that the borrower pays when registering on the lender’s website is not included in the GPL calculation.
All the data used in the comparison table is taken from the information available on the home page of the respective credit company. Credit costs, commissions, and other loan terms may have changed, so it’s a good idea to check the credit company’s website before borrowing money.
|Amount $||Payment $ *||Cost $||GPL%||Deadline in days|
* monthly payment
Who can get credit
To apply for a loan, you must have:
- a permanent resident of the Republic of Latvia between the ages of 21 and 70;
- good credit history;
- regular income that allows you to repay the loan.
- Evaluate your repayment options and be responsible! Don’t borrow if you don’t need it! Before borrowing, read the terms of the agreement and contact the lender if you have any questions.
- You do not need to submit any documents to get a loan.
Right of withdrawal
The Borrower may exercise the right of withdrawal and withdraw from the Credit Agreement within 14 (fourteen) days, see here for more information.
Credit extension and renewal policy information
If the Borrower is in a situation where the loan cannot be repaid on time, it is necessary to contact Skaidra-nauda.lv customer service center as soon as possible. Skaidra-nauda.lv will try to find the best solution for possible loan extension by paying the loan extension fee.
Information on penalties
In the event of default, the debt recovery process may be initiated, the right of claim transferred to third parties, adversely affecting the Borrower’s credit history and possibly the credit rating, which may result in the service provider being refused. In the case of late payments, a penalty of 1% of the total amount of late payments for each day of delay shall be calculated.